Find My Best Card is a product recommendation and financial education business specializing in content creation with informative features and analysis of various financial products/services (credit card, digital bank, loans, financing, among others) provided by several companies (financial institutions), offering content with the aim of informing the user about the product that best suits their needs (“Find My Best Card”).
These General Terms and Conditions of Use are available to the user at any time through the address: www.fmybc.com/terms-of-use and they apply jointly to these General Terms and Conditions of Use and to the use of the website the provisions of the Find My Best Card Privacy Policy, available at: www.fmybc.com/privacy-policy, as well as applicable law.
Thus, the General Terms and Conditions of Use are intended to inform the responsibilities, duties and obligations of every User when accessing and/or using the Find My Best Card, as described in the items below.
- DEFINITIONS
1.1. For the purposes of these General Terms and Conditions of Use:
User: any natural or legal person who accesses or uses, through any means, including mobile devices, cell phones, tablets, personal computers, internet browsers and other means of access that may be developed.
- ACCEPTANCE
2.1. When accessing the Find My Best Card, by any means, the User agrees to have read and agree to the General Terms and Conditions of Use and the Privacy Policy of the Find My Best Card.
2.2. By accessing and/or using the Find My Best Card website, the User declares to be at least 18 (eighteen) years old and to have full and express capacity to accept the terms and conditions of these Terms and Conditions of Use for all legal purposes .
2.3. If the User does not fit the above description and/or does not agree, even in part, with the terms and conditions contained in these Terms and Conditions of Use, he/she shall not access and/or use the services offered by Find My Best Card, as well as the websites and services operated by it.
- TALK TO US
3.1. The User has this service to solve all their doubts, solve any problems and present complaints or other information about products/services available on the Find My Best Card.
- RESPONSIBILITIES
4.1. The User must carefully read all the clauses contained in these Terms and Conditions of Use and in the Privacy Policy and by using the services and/or products made available on the Find My Best Card, they fully agree with all clauses and conditions of these Terms and Conditions of Use and the Privacy Policy.
4.2. Find My Best Card provides links and/or redirects the User to other websites, where the User can contract the services and/or purchase products from the respective companies, without any type of interference from Find My Best Card.
4.3. If the User is redirected to the company’s website page advertised on the website, the User must read carefully and expressly agree with the terms and conditions of use and the privacy policy of the advertised company.
4.4. Find My Best Card has no responsibility (a) for the general terms and conditions of use and the privacy policy of the advertised companies; (b) about the information about the services and/or products advertised; (c) on the services and/or products that may be offered and/or contracted from the advertised companies.
4.5. Find My Best Card is not responsible for any virus, malware, spyware, trojan or any software that may damage or change the configuration of Users’ equipment as a result of browsing or using the internet or as a result of transferring data, texts, images , files or audios.
4.6. It is the Users’ sole responsibility to keep the operating system of their equipment up to date and with antivirus programs.
4.7. Find My Best Card is not responsible for any losses and damages arising from irregular use of the Find My Best Card website and/or acts of God and/or force majeure.
4.8. Without prejudice to the other provisions of these Terms of Use, the User obrigaçõess obligations are:
(a) Not violate any third party rights when using the Find My Best Card website;
(b) Not to use the Find My Best Card website for the purpose of surveillance or harassing third parties;
(c) Not engage in fraudulent, illegal, dishonest or improper activities while using the Find My Best Card website; and
(d) Respect the conditions established in these General Terms and Conditions of Use and in the Privacy Policy, as well as current American legislation;
- TERM AND DECADENCIAL TERM
5.1. These General Terms and Conditions of Use will be in force for an indefinite period and any legal or administrative claims arising from the use of the Find My Best Card website object of these General Terms of Use or the Privacy Policy must be proposed within 90 (ninety) days from the fact that has provoked them. - MODIFICATION OF THE GENERAL TERMS AND CONDITIONS
6.1. Find My Best Card reserves the right to modify or discontinue, temporarily or permanently, add or all of the Services at any time without any notice or further obligation to you. You agree that NerdWallet will not be liable to you or any third party for any modification, suspension, or discontinuance of any of the Services.
6.2. ANYONE WHO DOES NOT ACCEPT THESE TERMS AND CONDITIONS, WHICH ARE OF A MANDATORY AND BINDING CHARACTER, SHALL ABSTAIN FROM USING THE FIND MY BEST CARD.
- GOVERNING
7.1. These Terms are contrary to the laws of the State of California, without regard to conflict of law principles. Subject to Section 12, which provides that disputes are to be resolved through binding arbitration or small claims court, to the extent that any lawsuit or court proceeding is permitted hereunder, you and NerdWallet agree to submit to the exclusive personal jurisdiction of the state courts and federal courts located within San Francisco County, California, for the purpose of litigating all such disputes. We operate the Services from our offices in California, and we make no representation that information and materials included in the Services are appropriate or available for use in other locations.