Citi® / AAdvantage® Platinum Select® World Elite Mastercard®: review

Charging an annual fee of $99, waived for first 12 months, the Citi® / AAdvantage® Platinum Select® World Elite Mastercard® earns decent AAdvantage miles on spending, offers a handful of benefits for flying on American Airlines and charges no foreign transaction fees.

Pros & Cons

Pros

• Free checked bag for you and up to four companions on domestic American Airlines flights
• Preferred boarding privileges
• No foreign transaction fees
• 25% Savings on Inflight Food and Beverage
• No limit on mileage earnings
• Earn a $125 American Airlines Flight Discount after you spend $20,000 or more in purchases during your cardmembership year and renew your card
• Add authorized users to your account at no additional charge

Cons

• Lackluster ongoing rewards
• First checked bag free perk not applicable for international flights
• Doesn’t have other perks like lounge access or travel protections

Rates, fees & offers

• Annual fee: $99, waived for first 12 months
• Bonus offer: Earn 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening
• Intro APR: N/A
• Ongoing APR
  APR: 15.99% – 24.99% Variable APR
  Penalty APR: up to 29.99%
  Cash Advance APR: 25.24%
• Balance transfer fee: either $5 or 5% of the amount of each transfer, whichever is greater
• Foreign transaction fee: None

Review

Travel benefits

• First checked bag free on domestic American Airlines itineraries for you and up to 4 travel companions on the same reservation – savings of up to $300 per round trip
• Preferred boarding on American Airlines flights
• 25% savings on inflight food and beverage purchases on American Airlines flights when you use your card

Mileage benefits

• Earn 2 miles for every $1 spent at restaurants and gas stations
• Earn 2 miles for every $1 spent on eligible American Airlines purchases
• Earn 1 mile for every $1 spent on other purchases

Redeeming AAdvantage® Miles

Use your miles to travel to over 1,000 destinations worldwide, with flexible redemption options for one-way or round trip awards on American Airlines. Your AAdvantage® miles can also be redeemed for Business and First Class upgrades, car rentals, hotel stays or vacation packages. The choice is yours.

How to request this card

Applying for a credit card is very simple and you can do it through the app or website. But you need:

• Social Security Number
• Gross income
• Employer name (if applicable)
• Rent/mortgage amount

Did you like this card? Click on the button below and get yours right now.